Program Structure

How the individual pieces of your program work together, as well as how you balance your risk appetite against your loss experience.

Coverage Gaps

Potential costs from any gaps in existing policies, such as sublimits, removable exclusions and extensions of coverage.

Uninsured & Uninsurable Losses

Potential or actual costs of any risks you unknowingly leave uninsured or that are uninsurable.

Loss Prevention & Claims

Your participation in a loss, and how you minimize costs through appropriate loss prevention programs and claims management.

Contractual Liability

Costs resulting from the unsuccessful transfer of risk to, or assumption of uninsured liability from, a third party.

Insurance Premiums

Costs for all your existing insurance policies. It also includes our compensation as your broker.